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Hurricane Idalia approaches the western coast of Florida while Hurricane Franklin churns in the Atlantic Ocean at 5:01 p.m. EDT on August 29, 2023.

USA - Atlantic hurricane season 2023 was filled with monster storms: How bad was it?

It's over: The six-month Atlantic hurricane season finally comes to an end Thursday.

Makatla Ritchter wades through flood waters after having to evacuate her home when the flood waters from Hurricane Idalia inundated it on August 30, 2023 in Tarpon Springs, Florida. (Joe Raedle/Getty Images) (Getty Images)

FL - Why Florida's home insurance crisis matters

Climate change is making millions of homes across the country difficult or impossible to insure

Gulf of Mexico
A family watches from their door as people assess damage from a tornado that struck Round Rock on March 21, 2022. As natural disasters become more severe in part due to climate change, insurance rates are rising in Texas. Credit: Evan L'Roy/The Texas Tribune

TX - Climate change, costly disasters sent Texas homeowner insurance rates skyrocketing this year

Texas rates have increased 22% on average so far in 2023, twice the national rate. More billion-dollar disasters have occurred in Texas this year than any other year on record.